Thanks so much for visiting my website! I cannot talk or communicate, so my dad made this website for me, to tell my story. Love, Mo
The last couple of months have been stressful on multiple fronts, but this week we had the news we’ve been waiting for. Contracts exchanged - and the new house becomes ours NEXT MONDAY! Valentine’s Day! (We’re in love. ) Over the next five weeks, there’s a lot of work to coordinate - electrical, plastering, hoist installation, wheelchair-accessible doors, some decorating and so on. This is all to make the property ready for us to move into at the end of March.
A lot has happened since our last update - including the whole family catching COVID. We put our house on the market in September and agreed a sale in about a week. After that, the pressure was on to find the new home. With very little on the market, even less that was suitable, we placed an offer, which was then accepted, on a lovely house in Mickle Trafford, a village just outside Chester.
It’s getting real. Almost all the work on our current home is finished. New hall, stairs and landing carpet to be fitted shortly. Existing home goes on the market in a fortnight. We viewed two potential new homes yesterday - one is a very strong contender. The strong contender involves some compromise - mainly that it has a very small garden. But the layout is the best we’ve seen so far (although some structural work will still be needed).
Good news, hot off the press - in more ways than one. You may have seen our story in the Sunday Times at the weekend. To our utter astonishment, it was the lead story in the Money section. The journalist Imogen Tew did a great job, covering the issue we referred to in our last update: that mortgage lenders would not permit us to apply any of the funds raised towards a deposit on a purchase.
We made an interesting & slightly awkward discovery in the last fortnight. Due to increasing regulation in the finance sector, residential lenders make more queries than ever about the source of funds for a deposit. It turns out they will not accept funds raised through campaigns like this! We had previously believed that any spare funds raised (beyond what’s needed for adaptations) could “extend our reach”, to slightly more expensive properties.